I am considering doing one of the following options either buy a small house for £50k this is viable and is possible i know in a lot of cases i will be looking at only a one bedroom town house but the advantage in doing this is no rent repayments and no mortgage repayments to make each month and i have 100% equity when it comes to resale plus my wages will be to buy food and pay the bills.
The other option is have 15 year mortgage if possible for around 10k - 15k so the repayments are a third of the cost of the rent we are currently paying now .
i have to decide by next April what i want to do the other option is to carry on renting but move to another house and keep my money intact , decisions decisions.
CROSS AND TIRED
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