TO BUY OR NOT TO BUY.

We might be able to buy another house a small  house or cottage can go for around a market value of 55k  to 60k tops and  if we put 30k down as a  deposit then we will only need a small mortgage which will be a quarter of what we are paying now and will be at least 50% less a month than renting a property .Plus we will be on the property ladder again even if the house we buy wont make loads of money but does not go into negative equity it has got to be better than renting , of course it will be small but if the setting is right and the location nice does it matter , a plus would be a average than  larger garden to the rear of the property , and it not being situated on a main road.

Today is sunny and warm Helen is on her way to Sheffield to get her nails done i am going out for a drive even if its just to shopping centre to do some  window shopping , it has got to be better than staying in doors.

The birds are signing in the garden the sky is blue people are cutting their grass and no doubt a few barbeque's will be getting fired up for a afternoon feast hopefully it will be just as good next weekend when i have been paid and hopefully there will be ice cold pear cider in the fridge and fresh meat and chicken in the fridge waiting to be cooked out of doors on a charcoal pit , with The Stereophonic's and Coldplay playing on the i-pod.