Yesterday i finished work at dinner time both of us went to see a mortgage advisor in Pudsey Leeds and was told that if we can get a 10% deposit on the value of any house we want to buy then we can get a mortgage offer to enable us to buy the house that we so desperately want.


Went to the solicitors with Helen at four o clock she has the same solicitor as me, he thought i was her husband coming down to argue his case with him he did not look amused when the penny dropped who i was he looked relieved then smiled and laughed i think he genuinely was happy for us both , nothing to do with the two sets of bills and costings .

He has draughted a letter to her Husband and his solicitors and started her divorce proceedings


Helen is asking for her name to be taken of the joint mortgage and for 15k from the equity of the property it is written that she would seek nothing else and no other clause's would be drawn in to this it would be final. This is a extremely good offer for her husband to accept he would not get a better deal ,


If this happens and we can buy this house we are after then we are back on the property ladder the house we have chosen will make us a profit further down the line and we would be sorted settled and more then happy and would make this Christmas and the new year the best ever.


When i finished work we went to visit two people that we work with at the Hospital Linda and Dave they was told that they had no chance of getting a mortgage and was turned down a few weeks ago because they had no credit history, and was not on any electoral roll but they battled on and last Friday they moved into there first house together that they are buying after getting a mortgage advisor and finally a offer from a lender to lend them the money to buy their new home and house .
The mortgage advisor is now doing a credit check on both Helen and myself , if we both pass this we than have the mortgage we will find out later today if this has gone through ok i must have had one done when i bought the car so i cant see there be any issues.