HOW MUCH IS ENOUGH

 THURSDAY - Still waiting for  a letter from Nhs pension with my final statement of my settlement for my lump sum and monthly pension amount if I  carry on working I wont be paying into a pension anymore will increase my monthly pay by around £250 a month , also I will pay no national insurance another monthly increase of around £125 my monthly Nhs  pension at roughly £475 a month and my state pension of £1001 a month plus my wage because as I have retired and returned of around £2350 plus  my lumpsum pay-out from my pensions from 2013  .if I can do it for at least twelve months should 18 months max I will then quit work full stop and life of my pensions and pension credits .

The big big question is how much do I spend on a camper van and when do I  buy one I think early next year either the end of February beginning of March as I cant see us doing much winter camping specially when the first port of call  will be more likely than anything will be Scotland .

There will be other items we need to buy for life in a van purchasing the van will be just the start that is one reason I want to carry on work .Other things I want to buy is a new Mac book might get the Air and not the pro still be a good buy ,  the last one I bought was in 2012 its still fires up ok but cant run latest OS I put a SSD drive in and upgraded the memory it was £999 when I bought it if I get a new one should be good for the next ten years or so .

My current Iphone is 13 pro max upgrading to the new 17 pro max would make sense but just getting the 17 pro even more sense then I would have the  more storage option  at 512 gb .

I purchased my current phone day before Christmas eve 2021 so the changes would be a great  benefit .My Apple watch was a present from Helen Christmas 2020 I have worn it every day should I up grade money soon spends hence the reason  why to I want to  carry on working .

I also want some new clothes jeans , leather jacket , T-shirts and trainers as well as hoddies and after shave  and of course wont see Helen go short of a new phone she is feed up of her Samsung also might get her the Apple watch for Christmas  hopefully then start saving a regular amount of cash every month the concept also with the van if need arises God forbid I could live off my pension using the van as a home .